Not every customer has the cash up-front.
With Hearth, you get paid now and your customer pays over time.
It's a win-win, every time.
$248 monthly payment is based on a loan principal of $12,500 over 60 months at an APR of 6.99%.
Grow your business and delight your customers
FACT: You’ll profit after closing just ONE extra job
Why contractors love Hearth
Competitive payment options
Help customers break projects into affordable monthly payments through our app or website.
- Loans from $1,000 to $100,000
- Terms from 2 to 12 years
- FICO scores as low as 500
- Rates as low as 4.99% APR
Higher profit margins
Keep 100% of your profits. Hearth does not charge any per-loan dealer fees.
Committed to your success
Our experts help you develop strategies to add financing to your sales process.
How it works
- Pick payment plan Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.
- Pre-qualify Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.
- Get funded Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.