Financing

Not every customer has the cash up-front.
With Hearth, you get paid now and your customer pays over time.

It's a win-win, every time.

$248 monthly payment is based on a loan principal of $12,500 over 60 months at an APR of 6.99%.

Grow your business and delight your customers
FACT: You’ll profit after closing just ONE extra job

Why contractors love Hearth

Competitive payment options

Help customers break projects into affordable monthly payments through our app or website.

  • Loans from $1,000 to $100,000
  • Terms from 2 to 12 years
  • FICO scores as low as 500
  • Rates as low as 4.99% APR

Higher profit margins

Keep 100% of your profits. Hearth does not charge any per-loan dealer fees.

Committed to your success

Our experts help you develop strategies to add financing to your sales process.

How it works

  1. Pick payment plan Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.
  2. Pre-qualify Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.
  3. Get funded Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.

Get Started Today